HEALTHINSURANCESTOCKTON

Insurance providers Bright Grey have altered their critical illness cover significantly, by introducing seven new definitions to the policies. The main changes are that there are five new forms which will award the full sum, and two that will now provide more insurance against cancer found in its earliest forms.

The changes will bring the company’s total number of critical illness definitions to forty-three, and will allow them to leap ahead of competition due to the inclusion of an early stage of breast cancer – known as ductal carcinoma in situ (DCIS). Many other insurance providers decline to offer this cover, only including a mastectomy in their definitions. Bright Grey has also added changed to the definition of a stroke to ABI+, which means they now have nine such definitions.

Included in the new critical illness cover are; pulmonary artery graft surgery, encephalitis, ten intensive care days, multiple system atrophy, and pneumonectomy – the removal of a lung. Additional two definitions provide cover for; Ductal carcinoma in situ and low grade prostate cancer – having a Gleason score between two and six.

Head of product development and technical support at the company, Ian Smart, sees the improvements as necessary changes to keep up with the ever advancing treatment for serious illnesses, such as cancer, stroke and heart disease. Mr Smart says; ‘with more people surviving conditions they would have died from 20 years ago, it is crucial that our critical illness cover keeps pace with these advances.’ He also adds that the two additional definitions designed to cover people diagnosed with cancer in its early stages is a ‘big step forward in terms of offering IFA’s even greater choice for their clients.’

Bright Grey is a protection specialist, which was founded by Royal London in 2003, with the idea of providing insurance to suit the flexible lifestyles of today’s workers. They describe their work as their ‘passion’ and ‘obsession’, and say that they ‘want everyone in the UK to have enough of the right cover to take care of themselves and their family in the event of death or sickness.’

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